AnswerPool

Distress Screen API: Rank companies by distress signals in one call — SEC EDGAR

Rank companies by distress signals in one call — bankruptcy, delisting notices, restatements and impairments joined and sorted by salience score. A derived screen no other API sells as one endpoint; use for credit and short research.

$0.05 per call — pay with prepaid card credits (Authorization: Bearer ck_live_…, packs from $1) or with USDC over x402: call it, get 402 with the price, retry signed. Failed calls are never charged.

How do you call it?

GET /v1/sec/screen/distress — product id sec_distress_screen. Over MCP, call answerpool_get with product_id=sec_distress_screen.

curl "https://answerpool.io/v1/sec/screen/distress?limit=25"

# with a prepaid credit key
curl -H "Authorization: Bearer ck_live_..." "https://answerpool.io/v1/sec/screen/distress?limit=25"

Live call: https://answerpool.io/v1/sec/screen/distress?limit=25 · JSON sample: /v1/samples/sec_distress_screen

What does the answer look like?

A representative response, the same static sample served at /v1/samples/sec_distress_screen.

as_of2026-08-31T14:00:00Z
index_started_at2026-08-27T00:00:00Z
since2026-08-01T00:00:00
count1
refresh_after2026-09-17T11:15:00.000Z

events

event_idaccessionciktickercompanyformevent_typeoccurred_atflagsscorepayload.itemspayload.labels
ev_20001437749-26-0289200000320193AAPLAPPLE INC8-Kform_8k2026-08-29T00:00:00bankruptcy, distress1.01.03bankruptcy
The same sample as raw JSON
{
 "as_of": "2026-08-31T14:00:00Z",
 "index_started_at": "2026-08-27T00:00:00Z",
 "since": "2026-08-01T00:00:00",
 "count": 1,
 "events": [
  {
   "event_id": "ev_2",
   "accession": "0001437749-26-028920",
   "cik": "0000320193",
   "ticker": "AAPL",
   "company": "APPLE INC",
   "form": "8-K",
   "event_type": "form_8k",
   "occurred_at": "2026-08-29T00:00:00",
   "flags": [
    "bankruptcy",
    "distress"
   ],
   "score": 1.0,
   "payload": {
    "items": [
     "1.03"
    ],
    "labels": [
     "bankruptcy"
    ]
   },
   "filing_url": "https://www.sec.gov/Archives/edgar/data/320193/000143774926028920-index.htm"
  }
 ],
 "refresh_after": "2026-09-17T11:15:00.000Z"
}

How fresh is it, and where does the data come from?

The fastest source behind this answer can change every 15 minutes, so every response carries a refresh_after timestamp — right now it would be 2026-09-17T11:15:00.000Z. Schedule the next call on that value rather than on a guess.

Method version 0.1.0 · serving cache 1 day · every response carries a result_id you can resolve at /v1/provenance.

When should you use it?

Cross-signal distress screening.

What you skip building

When should you not use it?

One signal type — the dedicated views are cheaper.

Where else can you find this?